📖 COMPLETE REST SPECIFICATION

Complete Payment API Documentation & Guides

Step-by-step guides, schema references, error codes, and webhook event payloads for engineering teams.

Wema Bank Direct NIP Rails

Generate instant dedicated virtual accounts under Wema Bank (Code 035) with sub-second NIP interbank credit notification webhooks.

Interactive Sandbox

Test API requests directly with pre-configured developer sandbox keys, mock transfers, and live payload generators.

Cryptographic Webhook Feeds

Cryptographically signed webhook event deliveries with automated retry backoff policies and tamper-proof signature verification.

Automated Payouts & NIP

Instant beneficiary account name enquiry and single/bulk transfer settlement across all Nigerian commercial and microfinance banks.

Live API Error Telemetry

Real-time status codes, detailed machine-readable error responses, and HTTP response tracking for engineering teams.

Multi-Language SDKs

Copy-paste ready code samples for PHP, Node.js, Python, and cURL with automated header injection and signature computation.

⚡ 2-MINUTE ONBOARDING â€ĸ INSTANT SETTLEMENT

Ready to Transform Your Payment Experience?

Start collecting verified online payments with industry-leading uptime and transparent low fees.

Create Free Merchant Account →