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Direct Bank Transfer API

Automated Bank Transfer API for Nigerian Businesses

Collect customer bank transfers directly into your application ledger. Instant NUBAN account generation, automated transfer verification, and sub-second webhook notifications.

POST /api/v1/dynamic-accounts JSON
{
  "amount": 25000,
  "customer_email": "[email protected]",
  "narration": "Order #99281"
}
// Response: 200 OK (0.42s)
"account_number": "8029102938", "bank": "Wema Bank"

Sub-Second Dynamic Accounts

Generate disposable or reserved virtual accounts programmatically during checkout for immediate customer transfers.

Real-Time Webhooks

Receive cryptographically signed webhook notifications the exact instant money hits the account, triggering instant fulfillment.

Automated Reconciliation

Say goodbye to manual receipt verification. Every transfer is automatically matched and reconciled with zero human error.

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Start accepting direct bank transfers with FimPay's high-uptime infrastructure.

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