Accept debit cards, dedicated virtual accounts, bank transfers, and USSD with 99.98% uptime, instant automated settlement, and sub-second failover redundancy.
Everything you need to collect and manage payments in Nigeria seamlessly without worrying about network downtime or delayed settlements.
Our intelligent routing engine automatically balances traffic across top acquirers (Hydrogen, Paystack, Flutterwave, Squad, Monnify) with sub-second failover.
Assign dedicated 10-digit NUBANs to customers. When they make an interbank transfer, funds are matched and verified in less than 2 seconds.
Never wait days for your money. Receive automated wallet credits and disburse bulk vendor or payroll payments via our Transfer API.
Selling on WhatsApp, Instagram, or TikTok? Generate secure, branded payment links in 30 seconds without writing code.
Integrate in under 10 minutes using our comprehensive Payment API, multi-language SDKs (Node, PHP, Python), and webhook tools.
Real-time AML rule evaluation, IP risk telemetry, biometric challenge support, and automated fake alert prevention protect your revenue 24/7.
See why high-growth startups, merchants, and developers choose FimPay over legacy payment processors.
| Feature | Legacy Payment Gateways | FimPay Infrastructure |
|---|---|---|
| Failover Strategy | Single gateway bottleneck (frequent downtime) | 5-Layer Automated Failover Cascade |
| Virtual Account Issuance | Slow or manual static assignment | Instant Dynamic & Dedicated NUBANs |
| Bank USSD Dial Codes | Limited bank support | 20+ Major Commercial Banks & MFBs |
| Webhook Delivery Speed | 3 to 15 seconds delay | Sub-second (< 600ms) with HMAC-SHA512 |
| Setup & Maintenance Fees | Monthly maintenance / hidden charges | âĻ0 Setup & Zero Monthly Charges |
Everything you need to know about accepting online payments with FimPay in Nigeria.