Home / Virtual Account API
Developer API Engine

High-Performance Virtual Account API for Nigerian Engineers

Issue dedicated permanent NUBANs or dynamic one-time accounts programmatically in milliseconds. Complete with HMAC webhook verification and isolated sandbox testing.

POST /api/v1/virtual-accounts Bearer sk_live_...
{
  "customer_id": "CUST_99182",
  "account_name": "David Olawale",
  "bvn": "22198291029",
  "permanent": true
}
// Response: 201 Created (0.35s)
"account_number": "9018274619", "bank_name": "Wema Bank", "status": "ACTIVE"

Multi-Bank Redundancy

Issue accounts backed by top tier-1 and digital commercial banks for maximum deposit delivery reliability.

HMAC Signature Security

Every webhook payload is digitally signed with HMAC-SHA512 to prevent man-in-the-middle tampering.

Stateless Sandbox Simulator

Test end-to-end account creation, deposit simulation, and webhook handlers without transferring real money.

Build with FimPay Virtual Account API

Explore interactive API documentation and launch your integration today.

View Interactive Docs